Is money a cause of concern, stress, anxiety in your life? Does money impact your relationships, your health? Would you like a new approach to your money and finances?
Be warned…The next question I have for you is where I often lose people; it is uncomfortable and confrontational. What are you willing to do in order to bring your financial house in order?
I often hear people say they would like to get healthy, be in a relationship, have more money, find a better job and when we talk a little more, it turns out that the steps needed to achieve a particular goal are more challenging than planned and so, nothing ever changes.
Like many aspects of life, the steps needed to more financial abundance are simple; the more you choose to do, the greater money benefits you will experience. Here are several we use; I hope they can be of benefit to you:
- Carry your need-to-purchase list with you at all times (on your phone works well). When you commit to buy only what you absolutely need, it is easier to say no to distractions.
- Find 10-15 inexpensive, healthy meals you love and repeat them. (When you use the same ingredients you are able to get better value by buying in bulk.)
- Shop for clothes and household items at the second-hand shops. (You will be amazed what you can find; we recently bought a $200 man’s winter jacket for $30!)
- Do you really need the phone plan / TV options / insurance / gym membership you have? Shop around for better deals.
- Have get-togethers at home. Guests can bring a dish to pass and an ingredient for the cocktails; a fabulous way to “go out” for less.
- Pay off your bills. This is a huge issue for so many people and it can suck all the joy and peace from life. We used a non-profit* to help us eradicate all our consumer debt; it took 3 years and a very frugal existence but it was so very worth it.
- Find (or create) a co-op/barter community where you can share tools (and other high-ticket items), skills, babysitting. This was a wonderful part of military base living; it really enhances your community.
If you have any other great ideas, please share them; we are building an abundance community and need your support.
* Consumer Credit Counseling – http://credit.org/